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Business Checking
F&M Bank & Trust has a variety of business checking accounts to fit the needs of all types of businesses and organizations.
Compare Business Accounts
| f&M Basic | f&m business | F&M interest | f&m commercial | f&m community | |
|---|---|---|---|---|---|
| MINIMUM TO OPEN ACCOUNT |
$100 | $100 | $5,000 | $100 | $1,000 |
| ACCOUNT REQUIREMENTS |
None | $3,000 | $5,000 | None | $1,000 |
| Earns Interest | No | No | Yes - See Rates | No | Yes - See Rates |
| MONTHLY SERVICE CHARGE |
None | $7 If balance requirements are not met |
$10 If balance requirements are not met |
$9 | $10 If balance requirements are not met |
| limitations |
150 no fee debits, credits and deposited items per month | 250 no fee debits, credits and deposited items per month |
None | None | Unlimited |
| activity fee | $0.25 for each additional debit, credit or deposit item in excess of 150 per month | $0.25 for each additional debit, credit or deposit item in excess of 250 per month |
None | $0.15 for each debit or credited item & $0.10 for each deposited item |
None |
| Online banking | Yes | Yes | Yes | Yes | Yes |
| bill pay | Yes | Yes | Yes | Yes | Yes |
| Business debit card | Yes | Yes | Yes | Yes | Yes |
| quick books integration | Yes | Yes | Yes | Yes | Yes |
| e-statement | Yes Mailed statement available |
Yes Mailed statement available |
Yes Mailed statement available |
Yes Mailed statement available |
Yes Mailed statement available |
The F&M Bank & Trust Business Team can help you determine the right account for you.
Download: F&M Business Accounts
Download: Fee Schedule
