Credit Card

Features

• Earn one reward point for each dollar spent, up to 10,000 points per month.
• Low annual fee of $49.00 per account.
• Competitive ongoing APR. ¹
• 25-day interest-free grace period on all purchases. No grace period on cash advances.
• Individual billing option only.

Benefits

• Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
• To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at cardaccount.net.
• Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.

 Fees

• Other fees may be charged, these fees are listed on the F&M Business Credit Card Application. 

 To Apply Now

• Download the F&M Business Credit Card Application
  
• Type the information and save the completed application. You can also print the application and fill it out using a blue or black pen. 
  
• Fax your completed application to the Card Service Center at 877-809-9162.

¹Please see application for information about current APRs and fees.

To get more information about Business Credit Cards, contact Millie Bundy at 319-768-6112.