Farmers Checking

Our F&M Farmers Checking accounts give you the convenience, security and a team that is ready to help you.

	F&M Farmers	F&M Young Farmers
minimum to open an account	$100	$50
minimum daily balance	None	None
earns interest	No - See Rates	Yes - See Rates
monthly service charges	None	None
limitations	150 no fee debits, credits and deposited items per month	None
activity fee	$0.25 for each additional debit, credit or deposit item in excess of 150 per month	None
online banking	Yes	Yes
bill pay	Yes	Yes
farmers debit card	Yes	Yes
quick books integration	Yes	Yes
e-statement	Yes Mailed statement available	Yes Mailed statement available
Additional requirements	F&M Bank & Trust will credit up to $100 for feed/seed. Account must be opened for 30 days before credit will be deposited. A receipt must be presented or mailed to receive credit.	Must be a 4-H or FFA member Provide online enrollment to open account

Download: F&M Farmers Accounts

Download: Fee Schedule